By Alexander Wong | 25 Comments
By Raywen Ong | 20 Comments
Over 10,000 taxis in Malaysia are targeted to go cashless very soon. Touch ‘n Go has just announced a new partnership with EzCab and Public Cab which enables passengers to pay for rides via QR codes.
My biggest problem with the cashless ecosystem in Malaysia is that we have way too many wallets with not enough merchants supporting them all. That means, if you even want to get some semblance of that cashless life, you’ll need to maintain multiple wallets at the same time and that’s a pain in the butt.
But, at the same time, I think the fact that this industry is so competitive is a good thing for consumers because I strongly believe that competition drives innovation and that’s the fastest way to push us forward. So, how do we solve one problem without creating another?
Off the top of my head, the most obvious way would be to have a single unified QR code that you can scan and pay with whichever mobile wallet you want. Though, that may not be the only way, as CIMB demonstrates.
Touch ‘n Go’s radio-frequency identification (RFID) system has received a lot of mixed reactions so far. It’s never easy to completely revamp a system that a lot of people have been using, especially if it meant throwing out everything they already invested in to make a fresh switch.
But while it’s easy to be blinded by this, and internet rage, the thing I was more curious about was the technology. Does it work? Is it better than SmartTAG? Is this really our future? After testing it out, here’s what I think.
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Just recently Touch ‘n Go had introduced QR Transit. It’s a new feature which allows you to pay for your LRT rides with just your smartphone. If you’ve been following our site, you would probably know that we’re not impressed with the Touch ‘n Go mobile app. Can QR Transit turn things around? Read on to find out.
Finding an empty parking lot is stressful enough and paying for parking is another headache altogether. For those who park at roadside parking lots, there’s the problem of not having enough coins and it gets worse if you couldn’t find a working ticketing machine. Boost, an eWallet provider, is offering a solution to this and it’s rolling out in two weeks.
With more cashless players appearing in Malaysia, Maybank has recently introduced its own mobile payment solution that’s called QRPay. Instead of having a separate e-Wallet, QRPay works with your existing Maybank savings and current account.
In the initial phase, QRPay was primarily used to pay merchants via QR Code. With the latest version, you can use it to make direct peer to peer transfers.
Whether it is dining or shopping, paying by cash can be inconvenient. If you don’t have enough cash, you’ll need to find an ATM and it gets worse if there’s a long queue. If the cash is too large, some cashiers might be reluctant to accept your money.
Why fumble with cash and coins when you can go cashless with Visa payWave? It’s easy and secure, saving you time to focus on things that matter the most.
A few days ago, Touch N Go had introduced its mobile app which lets you reload your physical Touch N Go card. This is a feature which many users have been waiting for. Imagine being able to top up your card at any time and at anywhere with your smartphone.
However, for those who have tried it, it turns out that the reload function isn’t as convenient as it seems. With complaints pouring in, Touch N Go has suspended this reload channel until further notice.
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UPDATE: Touch N Go suspends their mobile reload feature. Here’s their full statement.
Reloading a Touch N Go (TNG) card has always been a pain in the butt. While the introduction of those TNG terminals in shopping malls is a nice touch, it’s still super inconvenient that you can’t just reload online or through an app.
That is, until now. We discovered recently that TNG released a new app that allows you to reload your card right from your smartphone. But, this is Touch N Go we’re talking about, so of course there’s some silly, confounding catch that makes things a whole lot more inconvenient than it should be. In fact, it’s so unnecessarily complex that it almost plays itself out like the three stages in a magic trick.
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As Malaysians are starting to adopt mobile payments, there’s now a new retail player that has taken the bold step to go completely cashless. Funmaii, is a new convenience store chain in Malaysia that only accepts electronic payments.
They have just opened its second store in Bandar Puteri Puchong and they aim to redefine retail convenience through a fuss-free and secure cashless experience.